The Cyber Security Authority (CSA) has said it has received reports of cyber bullying experienced by users of digital lending applications (Apps).
These Apps, according to the CSA, can be found on Google Play Store or may be shared as Android Package Files (APK) via social media.
These Apps offer loans at varying rates and payment terms.
When subscribers default in repayment they are threatened by the owners of these digital lending apps with having their identities published as wanted persons or fraudsters on various social media platforms and to their contacts. In some cases the app owners follow through with their threats, the CSA said in a statement.
“Some victims also reported that even though they had not taken such loans they received the threat messages
“The public is advised against subscribing to these mobile applications since they are not sanctioned by the Bank of Ghana and the Data Protection Commission. Individuals who patronise these services do so at their own risk,” the statement stressed.
Public Alert ⚠️📢
— Cyber Security Authority Ghana (@CSAGhana) March 27, 2023
It added “The public is further advised to review access permission for mobile applications carefully before installing them.”
By Laud Nartey|3news.com|Ghana